
Reviewed by Harsh Desai · Last reviewed:
Z.ai
GLM-5.1 coding plans for Claude Code, Cursor, and other AI IDEs
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Z.ai is the consumer and developer surface for Zhipu AI, the Beijing research lab behind the open-weight GLM family of models. The free chat at chat.z.ai gives anyone a GLM-5.1-powered AI assistant, and the GLM Coding Plans plug an OpenAI-compatible endpoint into Claude Code, Cursor, Cline, Roo Code, OpenCode, and 15+ other AI IDEs at a fraction of what Anthropic or OpenAI charge for the same shape of usage.
What Z.ai does:
- •GLM-5.1 long-horizon coding the flagship model is tuned to run for hours on a single goal, sustaining context and self-correction across hundreds of iterative tool calls without losing the thread.
- •GLM-5-Turbo for fast, cheap inference a lower-latency, lower-cost model for code completion, light edits, and conversational tasks where deep reasoning is overkill.
- •OpenAI-compatible API drop the GLM endpoint into any client, IDE, or agent that speaks the OpenAI Chat Completions format, with no SDK rewrite or wrapper required.
- •20+ IDE integrations documented setup guides for Claude Code, Cursor, Cline, Roo Code, OpenCode, Aider, Continue, and more, with config snippets ready to paste.
- •MCP tools bundle Vision, Web Search, and Web Reader Model Context Protocol tools are included free on every paid plan, so coding agents can read screenshots, search the live web, and pull docs into context.
- •Open-source model weights GLM-5.1, GLM-5-Turbo, and earlier GLM checkpoints are published on HuggingFace under MIT, so teams can self-host on their own GPUs for air-gapped or compliance use cases.
- •Free chatbot tier chat.z.ai gives unauthenticated visitors a usable GLM-5.1 chat without sign-up for casual questions and prompt experiments.
- •Quota-based predictability coding plans use refresh-window quotas instead of metered billing, so a $9 plan can never become a $900 plan from one runaway agent loop.
- •Image generation endpoint a separate $0.015-per-image API exposes Zhipu's image model for builders who need integrated text-plus-image inside agentic workflows.
- •Active model release cadence Zhipu AI ships new GLM checkpoints and benchmark updates roughly monthly, with paid plans getting priority access on the release date.
Pricing:
- •Free chat $0/mo: chat.z.ai gives basic GLM access for casual chatbot use, with no MCP tools and no IDE plug-in.
- •GLM Coding Lite $9/mo (billed quarterly): roughly three times the usage of Claude Pro, full IDE integration, and 100 MCP tool calls per month.
- •GLM Coding Pro $27/mo: 5x the Lite quota, 40-60% faster inference, and 1,000 MCP tool calls per month for serious individual builders.
- •GLM Coding Max $72/mo: 4x the Pro quota, guaranteed peak-hour performance, 4,000 MCP tool calls per month, and first access to new GLM releases.
- •API tokens pay-as-you-go: GLM-5.1 at $1.40 per million input tokens and $4.40 per million output tokens, GLM-5-Turbo at $1.20 input and $4.00 output, image generation at $0.015 per image.
Limitations:
- •Coding plans are IDE-only and cannot power custom apps the quota plans are restricted to recognised coding tools, so SaaS apps and bespoke integrations must buy separate per-token API credits, which do not draw from the plan quota.
- •Quota refresh windows can interrupt long sessions when you exhaust the 5-hour rolling quota, the agent simply pauses with no overage option, which is great for cost control but can stall a long-running build mid-task.
- •Chinese-first product with international friction documentation, support, and payment flows are optimised for Chinese users, so Western teams report slower replies, occasional payment-method headaches, and clunkier onboarding compared with OpenAI or Anthropic.
Our Verdict
Z.ai scores 7.2/10 because Zhipu AI has packaged genuinely strong open-weight models (GLM-5.1 and GLM-5-Turbo) into a coding plan that plugs directly into Claude Code, Cursor, and Cline at a third of the cost. For developers willing to accept Chinese-first product and support, this is one of the cheapest paths to long-horizon agentic coding in 2026.
For the Basic User, the free chat at chat.z.ai is genuinely useful: a fast, sign-up-free GLM-5.1 chatbot that handles most everyday questions, drafting tasks, and code lookups without burning a quota. The interface is simpler than ChatGPT's settings menus, and the open-weight model lineage means the answers feel less guarded on benchmark questions and code generation.
For the Vibe Builder, the GLM Coding Lite plan at $9 per month is the headline. Drop the OpenAI-compatible endpoint into Cursor or Claude Code, and you get roughly three times the daily usage of Claude Pro for less than half the price, plus included Vision, Web Search, and Web Reader MCP tools. Pair it with Cursor or Cline for an end-to-end agentic stack on under $20 per month.
Skip it if you need US-hosted data residency, enterprise SLAs, or production reliability for a customer-facing app. In that case consider Claude direct via Anthropic for top-tier reliability and US data, or try DeepSeek if you want an alternative open-weight Chinese model with cheaper raw API token pricing.
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Frequently Asked Questions
How much does Z.ai cost in 2026?
Z.ai's free chat at chat.z.ai is free forever for casual use. GLM Coding Plans from Zhipu AI start at $9/month for Lite (billed quarterly), $27/month for Pro, and $72/month for Max. Direct API access is metered separately by token volume, with token rates listed on the Z.ai pricing page and not drawn from your plan quota.
GLM-5.1 vs GLM-5-Turbo on Z.ai: which model should I pick?
Choose GLM-5.1 when you run long agentic coding sessions, multi-file refactors, or planning tasks that need sustained reasoning. Choose GLM-5-Turbo for code completion, fast edits, and chat where latency matters more than depth. Both ship in every Z.ai plan, and you can switch per request from the same client.
Can I plug Z.ai into Claude Code, Cursor, or Cline?
Yes. Zhipu AI publishes setup guides for 20+ AI IDEs and agents including Claude Code, Cursor, Cline, Roo Code, OpenCode, Aider, and Continue. The endpoint is OpenAI-compatible, so any client that speaks the Chat Completions format works after a base-URL and key swap, with no SDK rewrite needed.
Are GLM-5.1 and GLM-5-Turbo on Z.ai really open-source?
Yes. Zhipu AI publishes the GLM-5.1, GLM-5-Turbo, and earlier GLM weights on HuggingFace under MIT, which means you can self-host on your own GPUs, fine-tune them, and ship them inside commercial products. The Z.ai service itself remains a managed product, but the models powering it are genuinely open.
Can I use Z.ai for a custom SaaS app or only inside coding IDEs?
GLM Coding Plans are restricted to recognised IDEs and agents. For custom apps you must buy separate per-token API credits, which are billed from a cash balance and do not draw from the plan quota. This means a Cursor user on Lite can also run a side project on metered API tokens without affecting their plan usage.
What is Z.ai?
Z.ai is GLM-5.1 coding plans for Claude Code, Cursor, and other AI IDEs.
Is Z.ai free?
Yes, Z.ai offers a free version. Paid plans start at $9/month.
Who should use Z.ai?
Z.ai is built for vibe builders who want AI to handle the technical work and everyday users who need simple AI-powered tools. Common use cases include ai-coding-assistant, openai-compatible-api, long-horizon-coding, open-weight-llm, ide-integration.
What are the best alternatives to Z.ai?
Popular alternatives to Z.ai include Claude, Chatgpt, Gemini. Compare features and pricing in our Generalist AI directory to compare options.
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